J Ratliff Public Claims Recovery

Denied & underpaid claims

A carrier estimate or coverage letter may leave important questions unanswered.

What we review

A disagreement should be grounded in the policy, observed conditions and supporting evidence.

Compare line items, quantities and repair methods against documented damage.

Identify the policy provisions and factual findings cited in the carrier’s position.

Review available inspection, engineering, weather and material-identification information.

Organize photographs, estimates and repairability evidence to support the property owner’s position.

We review the documented basis for the carrier’s position and identify specific issues that warrant additional investigation.